Travel insurance can feel like a waste of money until the time comes when you need it, then you will never want to travel without it again. When the unexpected happens while on vacation, travel insurance is a way to protect your financial investment. It can cover a wide variety of situations from a medical emergency, cancellation of flight, cruise, excursions and the extra expenses as a result of this. It can also cover lost or damaged luggage.
Young or old, you never know what emergency can happen. A medical emergency can be quite costly and in the event you have to be air lifted to a hospital off the ship or from a port, you can end up with a huge bill to pay.
If you are out of the country and an accident or illness occurs, most medical insurance policies through your employer will not cover these costs, but with having travel insurance you can feel secure.
Flights are routinely cancelled, changed or late these days. If you miss your connecting flight, no worries, it will cover you getting you to your destination.
Cruise lines occasionally miss ports and change itineraries to accommodate the weather. You can feel at ease to know you won’t lose your money. The cruise line excursions will usually change with no extra fee, although if you book outside excursions, you take the risk of losing your money without travel insurance.
Other last minute situations, can occur such as family death, military active duty, illness, weather, etc…When luggage is lost it can ruin your whole vacation. Having travel insurance will protect you against any lost, stolen, or damaged luggage.
Surprisingly travel insurance is very inexpensive, considering what it covers. It can be purchased through the cruise line, although an outside policy is frequently less expensive and sometimes offers more coverage. It’s important to research before purchasing and choose a plan that best fits your needs.
It’s not worth taking a risk. Having travel insurance can put your mind at ease when traveling or cruising so you can focus on having a fun memorable vacation.
Sharon at Sea